The terms that govern your use of this website and our services.
Effective date: 8 July 2026 • Last updated: 8 July 2026
Welcome to ebsocietysvg.com (the "Website"), operated by the Sivagangai Electricity Distribution Circle Employees Co-op. Thrift and Credit Society Ltd., Sivagangai ("SGEDCS", "the Society", "we", "us" or "our"). By accessing or using this Website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use the Website.
SGEDCS is an employees' co-operative thrift and credit society registered under the Tamil Nadu Co-operative Societies Act (Reg. No. R.S.844), established in 1983, serving employees of TANGEDCO — Sivagangai Electricity Distribution Circle. Our registered office is at TNEB Office Complex, Main Road, Sivagangai — 630561, Tamil Nadu, India.
This Website provides general information about the Society, its services and membership. You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use of the Website by, any third party. You must not attempt to gain unauthorised access to the Website, its server or any connected systems.
The content of this Website — including descriptions of loan schemes, deposit schemes, interest rates and benefits — is provided for general information only and does not constitute a binding offer, financial advice or a guarantee of eligibility. Interest rates and scheme terms are determined by the Society's board and by applicable co-operative regulations, and are subject to change without notice. The terms applicable to any specific member service are those set out in the Society's bye-laws and the documents you sign at the time of availing the service.
Membership of the Society is governed by the Tamil Nadu Co-operative Societies Act, the rules made thereunder and the Society's registered bye-laws. Eligibility, admission, savings, loans, withdrawals and dividends are subject to those provisions. Nothing on this Website overrides the Society's bye-laws or applicable law.
By providing your contact details — through the Website contact form, by phone, email or WhatsApp — you consent to receive communications from us relating to your enquiry or membership, including an automatic acknowledgment email when you submit the contact form. Where you have opted in, we may also send you service updates and announcements via SMS, email or the WhatsApp Business Platform. You may withdraw this consent at any time by contacting us or, for WhatsApp, replying "STOP". Our handling of your personal information is described in our Privacy Policy.
All content on this Website — including text, graphics, logos and design — is the property of the Society or its licensors and is protected by applicable intellectual property laws. You may view, download and print content for personal, non-commercial use only. Any other reproduction or distribution requires our prior written consent.
The Website may contain links to third-party websites or services (for example, WhatsApp). These are provided for convenience only. We do not control and are not responsible for the content, policies or practices of third-party sites, and a link does not imply endorsement.
The Website is provided on an "as is" and "as available" basis. While we strive to keep the information accurate and up to date, we make no warranties or representations, express or implied, about the completeness, accuracy, reliability or availability of the Website or its content.
To the fullest extent permitted by law, the Society shall not be liable for any indirect, incidental or consequential loss or damage arising out of or in connection with your use of, or inability to use, this Website. Nothing in these Terms limits liability that cannot be limited under applicable law.
We may revise these Terms from time to time. The updated version will be posted on this page with a revised "Last updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
These Terms are governed by the laws of India. Any disputes arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Sivagangai, Tamil Nadu, without prejudice to any dispute-resolution mechanism prescribed under the Tamil Nadu Co-operative Societies Act for matters concerning membership and services.
For any questions about these Terms, please contact:
