Established 1983 • Reg. No. R.S.844
Empowering TANGEDCO Employees Through Financial Excellence
Serving TANGEDCO employees since 1983 with trusted financial services, affordable loans and secure savings schemes — built on cooperation, transparency and mutual support.
Year Established
Years of Service
Government Registration
Financial Services
Trusted financial services for electricity board employees of Sivagangai district since 1983.
The Sivagangai Electricity Distribution Circle Employees Co-op. Thrift and Credit Society Ltd., Sivagangai was established in 1983 under the Tamil Nadu Co-operative Societies Act (Reg. No. R.S.844).
We serve TANGEDCO employees across Sivagangai district with reliable financial services, promoting a savings culture and providing affordable credit facilities to our members.
Comprehensive financial solutions designed around the needs of our members.
Personal & Home Loans
Affordable loans for housing, education, vehicle and personal needs with competitive interest rates and flexible repayment options.
Low Interest RatesSecure Savings
Safe and secure deposit schemes with attractive interest rates. Grow your savings with us through various deposit options.
Guaranteed ReturnsAnnual Profit Sharing
Enjoy annual dividend distribution from society profits based on your share capital and savings — rewarding your loyalty and trust.
Annual PayoutMonthly Savings Scheme
Monthly recurring deposit scheme with attractive interest rates. Save regularly and watch your money grow with compound interest.
Interest: 9% p.a.Fixed-Term Savings
Lock in your savings for a fixed term and earn higher interest rates. Choose from flexible tenure options of 1 to 5 years.
Interest: Up to 10% p.a.Flexible Credit
Flexible credit facilities to meet your financial needs. Quick approval with easy documentation and convenient repayment terms.
Easy AccessAll permanent and temporary employees of TANGEDCO — Sivagangai Electricity Distribution Circle are eligible for membership. Enjoy lower loan rates, higher savings returns and annual dividends.
Have a question about loans, deposits or membership? Reach out to us.
TNEB Office Complex, Main Road, Sivagangai — 630561